Apple Card: Find Recurring Payment Guide

5 min read
Erica Chiang
June 20, 2023
Apple, with its reputation for user-friendly technology, makes it remarkably simple for users to manage subscriptions on their devices. But when it comes to managing subscriptions on your Apple Card via Apple Pay, the journey tends to get more challenging. Contrary to the streamlined experience Apple provides on its devices, navigating through scheduled payments on the Apple Card can be quite cumbersome.
This complexity only increases when trying to find a subscription that is not linked to an app purchased through the Apple Store, making it seem like a quest to find a needle in a haystack. In the case of Apple Card monthly installments, tracking down and being able to cancel scheduled payments can be a test of patience.
No one wants to pay for services they no longer use, and this is especially true when the charges appear on your credit card statement. Identifying and managing these payments becomes even more important when trying to regulate the payment amount charged to your card.
The solution?
We've curated steps for all Apple Card users to effectively manage their subscriptions, regardless of whether the card in question is the Apple Cash Card or the physical Apple Card.

Apple Card Guide: How to Find Recurring Payment Efficiently

This blog post is intended to guide you through the process of finding all your subscriptions, automatic payments included, and even how to cancel payments if need be. Sit back, read on, and regain control of your Apple Card subscriptions.
Apple Card and app in the WalletApple Card and app in the Wallet

Find all your subscriptions via your iPhone

The Apple Card iPhone interface has a way to monitor your financial spending habits, yet the categories are often wrong (see hilarious commentary here) and they can’t decipher subscriptions on a transaction level!
Here are two ways to do it via your iPhone:

Without downloading Monthly Statement in 8 steps

  1. On your iPhone, open the Wallet App
  2. Tap your Apple Card
  3. Under Card Balance, tap Monthly Activity
  4. Review statements line-by-line to find unwanted recurring payments for the most recent month
  5. Take note of the merchant name, amount, and next scheduled payment date for each recurring payment.
  6. Swipe right for previous month’s statement to ensure the monthly or yearly subscription charge is the same and wasn’t increased; you can also toggle between Month and Year by tapping Week, Month, or Year
  7. If the charge is there and it is wrong you then have to go through the process of canceling. Once you've identified a recurring payment you want to cancel, you'll need to find the merchant's contact information and go through the process of canceling that subscription manually.
  8. Review your account regularly

Downloading Monthly Statement in 9 steps

Another way to do this is to do the following:
  1. On your iPhone, open the Wallet App
  2. Tap your Apple Card.
  3. Tap Card Balance
  4. Scroll down and select the Statement that you want to download.
  5. Tap Download PDF Statement
  6. Review statements line-by-line to find unwanted recurring payments for the most recent month
  7. Take note of the merchant name, amount, and next scheduled payment date for each recurring payment.
  8. If the charge is there and it is wrong you then have to go through the process of canceling. Once you've identified a recurring payment you want to cancel, you'll need to find the merchant's contact information and go through the process of canceling that subscription manually.
  9. Review your account regularly

Find all your subscriptions online in 9 steps

  1. Login via https://card.apple.com/
  2. Click Statements in the sidebar
  3. Click the most recent statement (should be at the top)
  4. Click the Download icon
  5. Review statements line-by-line to find unwanted recurring payments.
  6. Take note of the merchant name, amount, and next scheduled payment date for each recurring payment
  7. Click previous month’s statement to ensure the monthly or yearly subscription charge is the same and wasn’t increased
  8. If the charge is there and it is wrong you then have to go through the process of canceling. Once you've identified a recurring payment you want to cancel, you'll need to find the merchant's contact information and go through the process of canceling that subscription manually.
  9. Review your account regularly

ScribeUp: The Easiest Solution for Identifying & Canceling Subscriptions (ONLY 3 steps!)

With ScribeUp, managing subscriptions on your Apple Card becomes a breeze. By finding and canceling unwanted subscriptions, you'll be able to focus on the subscriptions that truly matter to you — and with ScribeUp, it won’t waste your time!
This all-in-one digital wallet and subscription management service simplifies the process of canceling recurring payments and identifying unwanted subscriptions. By connecting your Apple Cards, you can easily cancel or restart a service with just one click, saving you money and time:
  1. Scan your Credit Card or Bank Account securely via Plaid
  2. ScribeUp shows you a simple list of your active subscriptions (some of which you may not know you're paying for)
  3. Click Cancel (or add to ScribeUp for complete control and savings!)
That’s it! So simple and completely FREE! Download ScribeUp to experience subscription power with ScribeUp!